The Payment Card Industry Data Security Standard (PCI DSS) is an internationally renowned information security standard created expressly to apply to businesses that handle payment card data. Any organisation that stores, processes, or transmits cardholder data should be aware of PCI DSS Compliance. It is enforced by the five major credit card brands and applies to all service providers in all payment channels.

PCI DSS was developed with the straightforward objective of ensuring that companies process credit and debit card payments securely, safeguarding both them and their clients, and lowering the risk of card fraud. PCI DSS isn’t a certification; instead, it serves as a checklist of procedures and standards that must be integrated into each business that manages cardholder data.

How does PCI Compliance Work?

PCI DSS is like a continuous process of compliance that can be represented in three steps

Secure Sensitive Customer Information During the Payment Process

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Our Security Configuration Review Process Is Precise and Accurate

Any company handling credit card data that does not adhere to PCI DSS risks the following financial and reputational penalties

  • Non-compliance fees
  • Reputational damage in the event of a breach
  • Inability to process payments
  • Fines from your bank in the event of a breach

Organisations must be aware of how they handle, transfer, and retain credit card data and make sure that all PCI DSS requirements are met to reduce risks and prevent fines due to a breach or non-compliance.

What Are the Twelve Requirements for
PCI DSS Compliance?

The PCI DSS requirements are broken down into 12 sections, each of which has some particular requirements. There are more than 300 distinct standards in all, and depending on how you handle card payments, some or all of these may apply to your business.

  • Requirement 1

Maintain firewall configuration to protect cardholder data

  • Requirement 2

No vendor-supplied default system passwords or configurations

  • Requirement 3

Protect stored cardholder data

  • Requirement 4

Encrypt the transmission of cardholder data over open networks

  • Requirement 5

Protect systems against malware and regularly update antivirus programs

  • Requirement 6

Develop and maintain secure systems and applications

  • Requirement 7

Restrict access to cardholder data

  • Requirement 8

Identify and authenticate access to cardholder data

  • Requirement 9

Restrict physical access to cardholder data

  • Requirement 10

Track and monitor all access to network resources and cardholder data

  • Requirement 11

Regularly test security systems and processes

  • Requirement 12

Maintain an information security policy for all personnel

Address Your PCI DSS Compliance-Related Requirements

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If your business handles any kind of credit card data, you must adhere to the PCI DSS rules for payment account data protection. It’s important to remember that PCI-DSS has recently undergone revisions. To make sure you’re still in compliance, you should review your present procedures. Contact us right away if you have any inquiries or are interested in our PCI-DSS services.

Our diverse range of experience, accreditations, and client endorsements show why we stand out from the competition. GoAllSecure is one of the most reputed companies in the world for PCI Compliance consulting, audits, and practical security solutions.